Individuals - Individual persons' insurance. Couple - 2 adults who have co habitated for the past 6 months (including same sex couples). Family definition - 2 adults and up to 10 of their children, step children or foster children aged under 18, accompanying the parents or legal guardian insured on the same policy traveling on any trip to the same destination. Under annual multi trip cover either adult is also insured to travel on their own. Single Parent Family - 1 adult and up to 10 of his/her children, step children or foster children aged under 18, accompanying the parent insured on the same policy traveling on any trip to the same destination. Under annual multi trip cover the adult is also insured to travel on their own.