Cover for any irrecoverable unused Travel and Accommodation costs (including Excursions) and other pre-paid charges, which you have paid or are contracted to pay together with any reasonable additional travel expenses incurred. If Cancellation of the trip is necessary and unavoidable or the trip is Curtailed before completion as a result of any of the following Events occurring: the death, bodily injury, illness, disease,or complication arising as a result of pregnancy of you or any person with whom you are travelling or have arranged to travel with or any person whom you have arranged to stay with or your close relative.