Bobsleigh / Cresta Run Insurance | Ski Insurance
Cover for the Cresta Run, bobsleigh and skeleton, including competition. How to get it This is an Adventures policy, arranged through us. It is not the standard winter sports cover sold elsewhere…
Cover for the Cresta Run, bobsleigh and skeleton, including competition.
How to get it
This is an Adventures policy, arranged through us.
It is not the standard winter sports cover sold elsewhere on this site, and everything on this page describes the Adventures policy.
Adventures is arranged through P J Hayman & Company Limited and underwritten by Antares Syndicate 1274 at Lloyd's.
Or call 0800 043 0020 / 01273 092 757, or email support@jsinsurance.co.uk.
Already have a policy for the rest of the trip?
We can cover just the days you are on the run.
Take out Adventures Party A Only for those dates, and the cover is valid alongside the policy you already hold.
That is the usual arrangement for someone doing a week in St Moritz with two or three mornings on the Cresta.
What is covered
- The Cresta Run
- Bobsleigh
- Skeleton
- Amateur competition is included automatically; nothing extra to select
Emergency medical and repatriation is £10,000,000, including getting you home to the UK or Channel Islands.
There is no limit on the number of runs you do.
Getting you to hospital
Emergency transport to hospital is covered under the medical cover, including by air ambulance where it is needed.
It is not a mountain rescue; you are on a track with a club and an ambulance service, not lost on a mountain, so it sits under the £10,000,000 rather than under a separate rescue limit.
Personal liability is not covered.
No personal liability cover applies to Bobsleigh, Skeleton or the Cresta Run.
You are covered for injury to yourself.
You are not covered for claims made against you.
The St Moritz Tobogganing Club requires every rider to sign a disclaimer before going down, and that disclaimer is between you and the club.
Skiing and skeleton on the same trip
If you are also skiing, or doing skeleton as well as the Cresta, add those activities when you set the quote up.
There is no extra premium for them — but they must be on the policy,y or they are not covered.
The Cresta Run
The only run of its kind, builtin Stt. Moritz in 1884 and still run by the St. Moritz Tobogganing Club.
Natural ice, 1,212 metres long, 154 metres of vertical drop, ten corners.
The record is 49.92 seconds.
Riders reach around 140 km/h, head first, steering with their boots.
Around 12,000 rides are taken a season.
Four people have died on it.
Riding it
Open from Christmas until early March, riding every morning of the week, weather permitting.
The first five rides cost 700 Swiss francs as a beginner.
After that, it is 39 francs a ride under 30, and 55 francs if you are older.
Helmet, knee pads and elbow pads are compulsory.
Check whether the course has changed before each run — it is ice, and it moves.
Cresta, skeleton and bobsleigh are three different things
Cresta is head first on a sliding sledge, steering with rakes on your boots, on natural ice.
Skeleton is head first too, but on an artificial track, steering by shifting body weight, with less control.
Bobsleigh is in pairs or teams inside a metal capsule on runners, and the fastest of the three at over 150 km/h.
All three are covered.
Groups, clubs and the military
A good share of Cresta riders come through a club, a university team or the services, and all three are covered on the same basis.
Military adventure training is covered as amateur participation.
Army, Navy and RAF riders are riding as amateurs, and being on duty does not change that.
University events are covered, including the inter-university Cresta events.
Club riding, including riding singles competitively, counts as amateur competition — which is included automatically, so there is nothing extra to select.
Group policies can name everyone on one certificate.
Call us with the list.
Under 18
We can cover a rider under 18, including where they are travelling without an insured adult, but it needs arranging on the phone.
Call us with their age and dates.
Switzerland and your GHIC
Take a GHIC with you.
It works in Switzerland if you are a UK, Swiss or EU national, or a family member or dependant of one, and you may be asked for proof of nationality.
It sits alongside your policy rather than replacing it, and it never covers repatriation.
Common questions
Why can I not quote for this on the main calculator?
Because it is an Adventures policy rather than the standard cover the main calculator sells.
Use the Adventures quote link on this page and select Bobsleigh / Cresta Run.
Does it cover a helicopter to hospital if I crash?
Yes, as an air ambulance under the £10,000,000 medical cover.
It is not treated as mountain rescue, because you are on a track rather than out on the mountain.
Is club riding, or riding singles, an amateur competition?
Yes, and it is included automatically.
There is nothing extra to select or pay.
Is non-competitive riding covered?
Yes.
Riding and racing are both included.
Am I covered on military adventure training?
Yes.
Service riders are riding as amateurs, and being on duty does not change the coverage.
We are a university team. Can you cover the whole group?
Yes, on one certificate with everyone named.
Call us with the list.
Can I insure my son, who is under 18?
Yes, including when he is not travelling with an insured adult.
It is arranged on the phone.
I am a complete beginner. Does that change anything?
No.
Beginners and experienced riders are covered on the same basis.
I have already travelled. Can I still get cover?
Yes, as long as you have not started the activity.
Email us at support@jsinsurance.co.uk to confirm you have no pending or outstanding claims.
I am doing bobsleigh one day and toboggan the next. How does that work?
Tell us all the activities and all the dates, and the policy period covers the lot.
Is luge covered?
Tell us which one you mean.
A resort summer luge run and street luge are different activities, and they are rated differently.
Am I covered if I am injured on the Cresta Run or a bobsleigh?
Yes, up to £10,000,000 for emergency medical expenses and repatriation home.
Is personal liability covered?
No.
There is no personal liability cover on these activities.
Am I covered for a competition?
Yes.
Selecting bobsleigh or Cresta Run covers amateur competition automatically.
Can I cover only the days I am on the run?
Yes.
Take Adventures Party A Only for those dates, and it sits alongside the policy you already hold for the rest of the trip.
Does the order of activities matter — Cresta one week, skiing the next?
No.
What matters is that every activity you are doing is on the policy and the dates cover the whole trip.
Does a Cresta policy cover my skiing as well?
Only if skiing is listed on it.
Add it when you quote — there is no extra premium, but it has to be on there.
How many runs can I do?
No limit.
As many as the club will sell you.
Is skeleton covered on the same policy?
Yes, and so is bobsleigh.
Add whichever you are doing when you set up the quote.
Can I get cover with a pre-existing medical condition?
Yes.
Adventures screens medical conditions and can cover most of them.
Am I covered as a professional or if there is prize money?
No.
Professional participation and events with prize money are outside the cover.
When is the Cresta Run open?
Christmas until early March, mornings only, weather permitting.
It is natural ice, so it closes when it is too warm.
Does an annual policy cover bobsleigh?
Yes, with the activity added.
Get a quote
Get a Cresta Run or bobsleigh quote
Select Bobsleigh / Cresta Run — amateur competition is included.
Or call 0800 043 0020
If you already hold a policy for the trip, call us instead — we can cover just the days on the run.