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Important Information About Our Policies and COVID-19

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Off-Piste must always be with a professional guide/instructor within recognised resort areas. Definition of off-piste in JS Policy Wording is ‘Skiing on pistes which are un-marked and…

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Off-Piste must always be with a professional guide/instructor within recognised resort areas.

Definition of off-piste in JS Policy Wording is ‘Skiing on pistes which are un-marked and ungroomed within resort boundaries that are considered safe by resort management, where ski lifts and emergency services are easily accessible and ending back at a ski area lift. Not including backcountry or areas marked or prohibited from entry

Skiing / Snowboarding Off Piste (without a Guide) if you are off-piste within the ski area boundaries of a recognised Ski Resort that is patrolled then it is not a requirement to be accompanied by a guide or instructor) and in areas that Local Resort Management consider being safe.

You will need to select Winter Sports.


This policy will provide cover up to the age of 65 years (Essential) and 75 years (Premier and Premier Plus).

Off Piste Skiing / Snowboarding is on the increase, and understandably so. Getting away from the crowds among high mountain scenery and making first tracks in fresh powder snow are magical experiences.

You should ensure that you check with the Local Piste Authorities before you venture Off Piste that you are entering designated areas, on no account should you be going Off Piste in Prohibited Areas.

Always Ski or Snowboarding in Off Piste Areas with at least one other person, never by yourself. Also, you should be Skiing or Snowboarding Off Piste within your ability.

We do provide cover for Off Piste Skiing (without a Guide), outside of Resort Boundaries, but there are still restrictions you should observe, such as Avalanche Warnings and Safety Instructions.

There is a good range of Avalanche Safety Equipment on the market these days. If you do decide to go Off Piste (or "out of bounds" as they say in the States), you should be equipped with, and have been trained how to use, an Avalanche Transceiver (often referred to as a "peeps", because one of the major brands is the Austrian Pieps). This is a combined Transmitter and Receiver.

These can be purchased at our website

While Skiing or Snowboarding, everyone in a group has their peeps set on "transmit" if there is an Avalanche, those not buried by it turn their peeps to "receive" - they can then receive the signals sent out by their buried companions and by gradually reducing the sensitivity of the receiver track them down under the snow.

Recco Reflectors are a simple cheap precaution as well, though they are not, by any means, a substitute for a proper avalanche transceiver.

Most major Resorts are now equipped with Recco Detectors which emit a directional signal.

When the signal hits a Recco Reflector, even under 10 metres of snow, the frequency is doubled and sent back to the receiver in the detector.

Recco Reflectors can be stuck onto your boots or sewn into your clothing. But Recco Detectors (as opposed to Reflectors) are specialised and expensive pieces of equipment carried by the rescue services. So the search does 't start until the rescue personnel arrive on the scene.

Other essential equipment includes Avalanche Probes and a collapsible Shovel - to locate buried people and dig them out.

It is also sensible to take a whistle, flares, a length of rope and a survival bag as well. All of this can be carried in a small day pack or rucksack - many of these come with some sort of water storage pack as well.

Extra clothing (gloves, hat, goggles) and high-energy food should also be kept in your rucksack.

All our policies cover Off Piste as long as you are with a Guide or/and another insured Adult and are Skiing / Snowboarding in Areas designated safe by Resort Management.