Snowboarding Travel Insurance Quote

Snowboarding is covered the same as skiing, as a winter sport. Same policy, same cover, same premium — there is nothing separate to buy and nothing to declare. If you are looking at a winter sports policy and wondering whether it applies to you as a boarder, it does.

Safety equipment is part of your cover.

Wearing wrist guards is a condition of your cover. The policy requires you to wear them at all times while you are snowboarding. If you are not wearing them, you are in breach of a policy condition, and a claim can be reduced or refused.

This is not a technicality. Wrist injuries are the most common snowboarding injury by a distance, and they are the one that a £20 pair of guards genuinely prevents. Wear them from your first day to your 30th season.

More broadly, the policy requires you to follow the safety requirements that apply to your activity, and to take all reasonable precautions to avoid injury. That means wearing the right protective equipment for what you are doing.

Helmets are not named in the policy the way wrist guards are, but they have gone from optional to near-universal on the mountain since the Schumacher accident, and rightly so. Wear one. Back protectors are worth it if you ride park or off-piste.

Snowsafe is our own snow safety business — we have been selling avalanche and protection kits since 2001, which is where the links on this page go.

What is included as standard

Every policy on this site is a winter sports policy, and for a snowboarder that covers:

• On-piste snowboarding
• Off-piste with a guide
• Off-piste without a guide, within resort boundaries and not against local advice
• Splitboarding
• Emergency medical and repatriation of £10,000,000, and mountain search and rescue up to £50,000

There is no cap on the number of days you board, and they do not have to be consecutive.

Two that need more than the standard cover

• Terrain park and freestyle. Park riding sits above standard winter sports cover, and competing in the park is higher again. If you are riding park, tell us when you buy.
• Snow/ski blading and snow biking. Also above the standard level.

Your board and bindings

Your own equipment is covered up to £2,000, with a limit of £1,000 on any single item, pair or set. Hired equipment is covered up to £750.

Cover applies while the equipment is in use. Most policies stop at theft from a rack — this one covers accidental damage to your board while you are actually riding it. Your avalanche kit, if you carry it, is covered on the same basis as the rest of your equipment.

What is not covered is wear and tear or normal use. A board that delaminates, a binding that fails, an edge that goes after four seasons — those are the equipment reaching the end of its life, not an accident, and they sit outside the policy. Settlement on anything that is covered is at current value with a deduction for age, so a three-season-old board does not settle at what you paid for it.

Two conditions worth knowing before you need them:

• Report any loss or theft to the police within 48 hours and get a written report. Without one, there is no claim.
• Equipment left unattended in a public place is not covered, unless it is a board, skis or poles left in a ski rack between 8 am and 6 pm.

Snowboard instructing

Snowboard instructing is treated the same as ski instructing under this policy — they are a single activity, not two. It sits at a higher level than standard winter sports cover. See ski instructor insurance.

Common questions

Is snowboarding covered?

Yes, as standard on every winter sports policy, on the same terms as skiing.

Does snowboarding make a difference to the policy cover?

No, other than the wrist guard condition above. The cover, the limits and the premium are the same as for skiing.

Do you look at skiing and snowboarding as one sport for exclusions?

Yes. They sit at the same level and are covered on the same terms. The one requirement specific to snowboarding is that you wear wrist guards.

Does ski insurance cover snowboarding?

Yes. A winter sports policy covers both. You do not need a separate policy or an add-on.

Are park activities covered for snowboarders?

Terrain park riding sits above the standard winter sports cover, and competing is higher again. Tell us when you buy, and we will put you on the right level.

Are there restrictions on the number of days I can snowboard?

No, and they do not need to be consecutive. You are covered for the full period on your certificate.

Does it cover my snowboard equipment and avalanche gear?

Yes, up to £2,000 for your own equipment with a £1,000 single item limit, and £750 for hire equipment. Avalanche kit is covered on the same basis.

Get a quote

Get a quote for your trip.

Riding park changes the level you need, so select it when you quote.