Can you get insurance with your ski lift pass in Austria?

1. What Ski Lift Pass Insurance in Austria typically covers

This type of insurance is designed to provide immediate, on-the-mountain coverage. Common benefits include:

• Third-Party Liability: This is now a compulsory requirement for all skiers and snowboarders on Italian ski slopes, and it is highly recommended (or sometimes required) in other countries. It covers you if you cause an accident that injures another person or damages their property.

• On-Piste Rescue Costs: This can cover the significant expenses of a mountain rescue, including a rescue on a sled or even a helicopter evacuation.2
  Reimbursement for Unused Pass/Lessons: If you have an accident and can no longer ski, this insurance may refund you for the unused portion of your ski pass, ski lessons, and equipment rental.​

2. What It Does NOT Cover

The insurance you get with a lift pass is not a substitute for comprehensive travel insurance. It generally does not cover:

• Medical Treatment and Repatriation: While it may cover the initial first aid, it often does not cover the full cost of medical treatment at a clinic or hospital, or the expensive process of being flown home if you are seriously injured. This is where a separate travel insurance policy with "winter sports" or "skiing" cover is crucial.3

• Lost or Stolen Equipment/Baggage: It typically won't cover your personal belongings, such as your skis, board, or other equipment if they are lost, stolen, or damaged.

• Trip Cancellation: If you have to cancel your trip before you even get to the resort, this insurance won't help.

Different resorts have their own insurance, but an example is 

Arlberg Safety Card (ASC): This is the name for the insurance product offered in the Ski Arlberg region (which includes St. Anton, Lech, and Zürs). 2 to 4 euros a day or 35 euros for the whole season.