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Off Piste Skiing (without a Guide) Travel Insurance - Ski Insurance Insurance Calculator

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  • Individual(s)
    One person or a group of persons travelling together.
  • Couple
    Two people that are married, common law partners or a couple who have been living together for 6 months.
  • Family
    Two adults travelling together with their child or children (under the age of 18) for whom they are the legal guardians and who all reside together.
  • Single Parent Family
    One adult travelling with their child or children (under the age of 18) for whom they are legal guardian and who reside together.

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Should you have any pre existing medical condition that you want covered on your policy, please ensure that you tick the box.

Off Piste Skiing (without a Guide) Travel Insurance - Ski Insurance

Off Piste Skiing is done in the backcountry in unmarked or even unpatrolled areas. There are no groomed trails, which obviously adds an aspect of adventure to the descent. People doing this type of Skiing without a guide should be extra careful and eliminate as many risks as possible. Of course, the chance of avalanches and accidents remains high when Off Piste Skiing, even more so when you venture into pristine, untouched and unfamiliar terrain without anyone who is familiar with it.

If you want to get a quote online, please go to our dedicated page on our main website that covers Off Piste Skiing (without a Guide).

To get a quote by telephone or email, contact us on 0800 047 5065 (FREE) or 01273 773 017

JS Travel Insurance provides cover for Residents of the United Kingdom, the Channel Islands and the Republic of Ireland.

Summary of Cover

Section & Cover Standard Essential Essential Plus Superior
Cancellation or Curtailment - £2,500 £2,500 £5,000
Medical and Repatriation £2,5000,000 £5,000,000 £5,000,000 £10,000,000
Baggage - - £1,500 £2,000
Personal Money - - £300 £400
Delayed Departure - £100 £100 £200
Missed Departure - £500 £500 £1,000
Legal Expenses - £15,000 £15,000 £25,000
Failure of Carrier - - - £1,000
Ski Equipment - £750 £750 £750
Hire of Ski Equipment - £510 £510 £510
Ski Pack - £600 £600 £600
Piste Closure - £500 £500 £500


You will need this type of cover only if you are leaving the Resort Boundaries and Ski Patrol Areas, which have been defined by the Resort Management, It is important before you go Off Piste without a Guide that you research this and check with the Resort website for further details. If you're going Off Piste Skiing without a Guide, it's important that you have experience of the Back Country and know your route well, including any risks or hazards in the form of crevasses or hidden tree wells.

Going without a Guide, doesn't mean going it alone though and you should always ensure you have at least one other person with you when ever you go Off Piste.

Without a Guide, it will also be your responsibility to track the area beforehand to be aware of any possible risks en route, keep an eye on Avalanche Warnings and to check the local weather forecast before going out.

Taking Avalanche awareness classes beforehand can help your chances in an emergency situation and a basic knowledge of first aid is essential, as is a first aid kit when you're out there.

Some of the inherent risks of going Off Piste include the risk of getting caught in an Avalanche and falling into a hidden crevasse, which could leave you unable to get out, with more snow falling on you every time you try.

Getting stranded Off Piste could result in hypothermia or even death, which is why it is vital to always make sure you go off piste with at least one other person at all times.

Important Note:

You are required at all times to wear the appropriate safety equipment, for example protective clothing and / or suitable head protection.

This insurance contract is between you and White Horse Ireland dac, a company registered in Ireland (Registered Company No. 306045), whose Registered Office is at Rineanna House, Free Zone West, Shannon, County Clare, Republic of Ireland. White Horse Insurance Ireland dac is authorised and regulated by the Central Bank of Ireland. This can be checked by visiting their website at

Back to top is part of Jade Stanley Limited (JS Insurance).Jade Stanley Limited is a UK company (registered number 3570857) , Registered Office at 5 Chapel Mews, Waterloo Street, Hove, East Sussex, BN3 1AR and is authorised and regulated by the FCA, Financial Conduct Authority (Number:306205)
Our policies are underwritten by Ageas Insurance Ltd, White Horse Insurance Ireland dac and Union Reiseversicherung AG. UK Branch.
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