Ski Terrain Park Travel Insurance Quote

Cover for skiing and snowboarding in the terrain park — the jumps, the rails, the boxes and the pipe.

Cover for the park is on the quote on this page.

There are two activities. Ski terrain park is riding the park. Ski terrain park with competitions is a level above and covers entering events — see terrain park competition insurance.

What is covered

• Skiing and snowboarding in the terrain park
• The park's jumps, kickers, rails, boxes and pipe
• Tricks on those features
• Your ordinary skiing and snowboarding on the rest of the mountain

Emergency medical and repatriation is £10,000,000, with mountain rescue up to £50,000.

It covers the whole mountain, not just the park. Terrain park cover is added to your skiing, not instead of it — a question we are asked a lot.

Personal liability

Personal liability does not apply to terrain park riding.

You are covered for injury to yourself.

You are not covered for claims made against you.

Competing?

Amateur competition in the park is a separate activity and rated separately.

See ski terrain park competition insurance.

So are tricks covered?

Yes, inside the park.

Spins, flips, rails, boxes, the pipe — if it is the park's feature, you are covered on it.

What it costs

• Single trip — a week in Europe from £73.52
• Annual — from £167, each trip up to 31 days, unlimited winter sports, upgradeable from Europe to Worldwide within the year
• Season — from £373 based on a five month season, unlimited days in the park

Cover your trip from when you leave home to when you get back, not just the days you are on snow.

How to prepare for the park

Do not be overawed by it.

It is still skiing or boarding.

Practise on the piste first and you are far less likely to be claiming on the policy.

Jumps. Practise on the piste — the little jumps at the side of the run.

Get comfortable and work up to bigger ones.

It is all about the take off and, more, the landing.

Riding switch. Do this on the piste too.

Your centre of balance is different and your ankles need to open up.

Shuffle it — one foot forward, then the other, opening the ankle joints as you go.

Rails. Practise on greens and blues.

It is all about the pivot: ski forwards, pivot to 90 degrees, and keep your skis flat.

That is the whole thing.

Keep your torso and legs in line with your skis, and do not lean sideways once you have pivoted, which is the natural tendency.

Get the switch quicker as you improve, and stay off bumpy terrain or you will not feel the benefit.

There is a good piece on it at Ski Mag.

Ski terrain park "excludes freestyle"

The activity is listed as Ski Terrain Park (excluding freestyle), and that reads like a contradiction.

Parks are for freestyle.

Here is what it means.

You are covered for the park's own features. The jumps, kickers, rails, boxes, the half pipe — anything built and maintained as part of the park.

What is freestyle then, and can I get cover for it?

Freestyle is riding those features away from the park — natural hits, a kicker you built, a rail in the trees — and the judged discipline of aerials and acrobatics.

It is not an activity we can write on this policy. There is no freestyle option to select, which is what the bracket in the activity name is telling you.

It is covered on a P J Hayman Longstay policy instead, under Activity Pack 4.

If freestyle outside the park is what you are doing, that is the route — call us on 0800 043 0020 and we will set it up.

Parks worth the trip

Mammoth Mountain, California — three award-winning parks.

Avoid weekends if you do not want the crowds.

Keystone, Colorado — the A51 park, over 60 acres across five sections, more than 35 obstacles, from a beginner's garden up to pro level.

Buttermilk, Colorado — massive jumps and step-downs.

Go in early February and you can ride the same hits used in the games.

Whistler Blackcomb, Canada — more professional skiers and boarders than anywhere else, bowls, chutes and parks.

The Nintendo Terrain Park is the pick.

Tignes, France — the longest season, and a board park better suited to beginners and intermediates thanks to smaller kickers.

Cameras across the park film your run and save it online.

Mayrhofen, Austria — hosts Snowbombing and the Aesthetiker Jam.

Myoko, Japan — two hours from Tokyo, floodlit, and forty feet of snow a winter.

Snowpark, New Zealand — South Island, forty boxes, rails and kickers plus a superpipe, with late riding on Tuesdays and Fridays.

Common questions

Is the terrain park covered by standard winter sports insurance?

No.

It has to be selected and it carries an additional premium.

What does "excluding freestyle" mean?

It means the cover follows the park's own features.

Tricks on the park's jumps and rails are in.

The same tricks outside the park are not.

Are jumps and rails covered?

Yes, where they are the park's own.

Are spins, flips and somersaults covered?

Yes, on the park's features.

Is the half pipe covered?

Yes.

Am I covered on natural jumps outside the park?

Not on this policy.

That is freestyle, and we cannot write it here.

It sits in Activity Pack 4 on a P J Hayman Longstay policy.

Call us and we will arrange it.

What if I build my own jump?

Not on this policy — the cover is for the park's built features.

Freestyle outside the park is Activity Pack 4 on a Longstay policy.

Does terrain park cover include the rest of the mountain?

Yes.

It is added to your skiing, not instead of it.

Is it the same for snowboarding?

Yes, the activity covers skiing and snowboarding alike.

Am I covered for a competition in the park?

Competition is a separate activity.

See ski terrain park competition insurance.

Is personal liability covered?

No, not for terrain park riding.

Are there size limits on the jumps?

No.

Any feature in the park is covered, whatever size it is.

Is a freestyle camp covered?

If it runs in the park, yes, with terrain park on your policy.

If it takes you outside the park, that is freestyle and it needs a Longstay policy with Activity Pack 4.

I am doing a season and want the park. What do I need?

Activity Pack 3 on a Longstay season policy.

See ski season insurance.

Does it cost more?

Yes.

It is a higher activity category than ordinary skiing.

Can I add it after I have bought the policy?

Call us before you travel and we will sort it.

Is the park covered on a season policy?

Yes, with unlimited days in it.

Is the park covered on an annual policy?

Yes, with terrain park selected, and each trip up to 31 days.

Can I get cover with a pre-existing medical condition?

Yes, where the condition is on our accepted list.

See medical conditions.

Get a quote

Select ski terrain park when you quote and it is on your certificate.

Full terms, conditions and exclusions are in the policy wording.