Cross Country Skiing Travel Insurance Quote
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Cover for cross country skiing, also known as Nordic skiing or langlauf. Classic and skating technique, on groomed trails, with amateur competition included. What is covered Cross country skiing on…
Cover for cross country skiing, also known as Nordic skiing or langlauf.
Classic and skating technique, on groomed trails, with amateur competition included.
What is covered
- Cross country skiing on prepared trails, classic or skating
- Amateur competition included automatically, nothing extra to select
- Snowshoeing
- Your other snow activities on the same trip (or check our Annual Multi-Trip Cover)
- Emergency medical and repatriation is £10,000,000, with mountain rescue up to £50,000.
Personal liability
Personal liability does not apply to cross country skiing.
You are covered for injury to yourself.
You are not covered for claims made against you.
Age
Cross country cover is available up to age 69.
Beyond that, call us on 0800 043 0020 / 01273 092 757 and we will tell you what is available.
Competition and citizens' races
Amateur competition is included with cross country cover.
That covers citizens' races such as the Birkebeiner, the Vasaloppet and the Engadin, and club or regional events affiliated with the Worldloppet Ski Federation.
Professional participation, sponsorship and events with prize money are not covered.
Cross country, Nordic, telemark and touring
The names overlap and the policy treats them as different activities, so it is worth knowing which is which.
Nordic skiing is the family.
It covers cross country, ski jumping and Nordic combined.
The skis have a free heel.
Cross country is the discipline within it that most people mean — distance on prepared trails, classic or skating.
This is the activity on this page.
Telemark is downhill on free-heel skis, with the telemark turn.
A separate activity.
Ski touring is ascending under your own power and skiing down, away from prepared trails.
A higher level again — see Ski Touring Insurance.
Backcountry is outside resort boundaries and is not an activity on our schedule.
If you are cross country skiing away from the trails rather than on them, call us before you buy, because that may not be the same activity. You can also review our Off-Piste Guidelines.
Where people go
Norway, Sweden and Finland have the largest trail networks in Europe, and the Engadin in Switzerland, the Dolomites in Italy (such as Dolomiti Nordicski) and the Jura in France are all long-established.
Canada and Japan have extensive groomed networks as well.
Trails are usually free to use or covered by a small trail pass, which is a difference from downhill skiing worth knowing when you are pricing a trip.
Common questions
Is cross country skiing covered?
Yes, on prepared trails, classic or skating technique.
Do I need winter sports cover if I only do cross country skiing?
You need cross country on your policy. It is an activity like any other and it has to be listed.
Is Nordic skiing the same thing?
Nordic skiing is the wider family and cross country is the discipline within it. For cover purposes, cross country is what you need.
What about langlauf or ski de fond?
Same activity, different languages.
Is it covered if cross country is the only thing I am doing?
Yes. It does not have to be incidental to a downhill trip.
Am I covered entering a cross country race?
Yes. Amateur competition is included automatically with cross country cover.
Is the Birkebeiner or Vasaloppet covered?
Yes, as amateur competition.
Is skate skiing covered as well as classic?
Yes, both.
Is snowshoeing covered?
Yes.
Am I covered cross country skiing away from the prepared trails?
Call us before you buy. Skiing away from the trails may fall under a different activity from trail cross country.
What is the difference between cross country and ski touring?
Cross country is distance on prepared trails. Ski touring is ascending under your own power and skiing down, away from the trails, and it is a higher activity level. See our Ski Touring page.
Is telemark the same as cross country?
No. Telemark is downhill on free-heel skis and is a separate activity.
Can I do cross country and downhill on the same trip?
Yes, with both on your policy.
What is the age limit?
Cover is available up to age 69. Call us if you are older and we will tell you what is available.
Is my equipment covered?
Yes. Own equipment up to £2,000 with a £1,000 single item limit, hired equipment up to £750.
Can I get cover with a pre-existing medical condition?
Yes, where the condition is on our accepted list. See medical conditions.
Get a quote
Cross country cover is on the quote on this page.
Full terms, conditions and exclusions are in the policy wording.
Nordic Skiing
Is this the same as cross-country skiing? No, it is not. Here are the major differences
Nordic skiing and cross-country skiing are both popular winter sports that involve gliding on snow using skis. However, there are several key differences between the two disciplines.
Equipment:
Nordic skiing encompasses a broader range of skiing disciplines, including cross-country skiing, ski jumping, and Nordic combined. Each discipline requires specialised equipment and techniques.
Cross-country skiing, on the other hand, is a specific discipline within Nordic skiing and primarily focuses on endurance and distance racing. The equipment used in cross-country skiing is designed for efficient forward movement.
Technique:
Nordic skiing techniques vary depending on the discipline. In cross-country skiing, the classic technique involves alternating between a gliding stride and a poling motion using ski poles for additional propulsion. The skating technique, also used in cross-country skiing, involves a more dynamic, side-to-side motion similar to ice skating.
Cross-country skiing primarily emphasises the classic technique, while other Nordic disciplines like ski jumping and Nordic combined involve different techniques specific to those events.
Terrain:
Nordic skiing can take place on various terrain, including groomed cross-country trails, backcountry trails, and ski-jumping hills.
Cross-country skiing is typically practised on groomed trails designed specifically for the sport, ensuring smooth and consistent conditions for skiers.
Competitions:
Nordic skiing competitions encompass a wide range of events, including cross-country races, ski jumping competitions, and Nordic combined events that combine cross-country skiing and ski jumping.
Cross-country skiing competitions focus solely on distance and sprint races held on groomed trails.
Popularity:
Nordic skiing, as a collective term for multiple disciplines, has a broader global appeal and is practised in many countries with winter snow conditions.
Cross-country skiing, while a popular discipline within Nordic skiing, may have regional variations in popularity, with certain countries having stronger traditions and participation rates.
Useful Links & Resources
- Ski Insurance Policy Wording – View our medical, repatriation, equipment, and mountain rescue terms.
- Frequently Asked Questions – Answers on winter sports claims, excesses, and trip cover.
- Medical Conditions Screening – Declare pre-existing conditions and check accepted lists.
- Ski Touring Travel Insurance – Cover for off-trail ascents, skins, and backcountry.
- Worldloppet International Ski Federation – Official calendar and entry details for the world's premier citizen loppet races.
- Snowsport England Nordic – UK cross-country skiing clubs, coaching, and roller-skiing information.